January 27, 2008Bank of America has agreed to purchase Countrywide for roughly $4.1 Billion. So this makes Bank of America the largest bank in America in regards to mortgages. Many industry analysts have spent much of 2008 speculating on the impact this will…
Posted in Commentary, Mortgages 
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January 23, 2008
Earlier today, mortgage rates dropped big time. The bond market had taken a big hit and that forced mortgage rates down considerably. However, by mid afteroon, bonds had rebounded and mortgage rates took a big swing up. A jumbo loan that I had…
Posted in Buying a Home, Commentary, Mortgages, Refinance No Comments »
January 17, 2008Ok. So the headline was designed to get your attention. After all, PMI (private mortgage insurance) isn’t the sexiest of topics. But it is a critical part of the mortgage process today. For most people, private…
Posted in Buying a Home, Mortgages No Comments »
January 16, 2008As a
mortgage professional in Charlotte, I go out of my way to take care of my clients. When it comes to their security and their privacy, I leave nothing to chance. So when I recently visited a local Realtor’s…
Posted in Buying a Home, Commentary, Credit Tips, Mortgages No Comments »
January 15, 2008According to a Countrywide bulletin this morning, the private mortgage insurance companies have raised the bar for 100% mortgage loans in Charlotte and the entire country. Now to qualify for a conforming conventional mortgage loan, you will need to have
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