January 11, 2008yield
The rate of return on the retail interest rate charged to a borrower.
yield spread premium (also called YSP)
The difference between a mortgage broker’s wholesale rate and the retail rate charged to the borrower. This is paid to the broker directly from…
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January 11, 2008Currently there are no terms that begin with the letter Z. Use the comments form below to add a term.
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January 11, 2008Currently there are no terms that begin with the letter X. Use the comments form below to add a term.
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January 11, 2008what-if analysis
An affordability analysis that is based on a what-if scenario. A what-if analysis is useful if you do not have complete data or if you want to explore the effect of various changes to your income, liabilities, or available…
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January 11, 2008VA mortgage
A mortgage that is guaranteed by the Department of Veterans Affairs (VA). Also known as a government mortgage.
vested
Having the right to use a portion of a fund such as an individual retirement fund. For example, individuals who are 100…
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