May 17, 2008
Effective July 14, 2008 FHA mortgage loans will charge new mortgage insurance premiums based on a combination of credit scores and percentage down. Currently all FHA mortgage loans enjoy the same premiums.
Right now, an FHA mortgage loan requires…
Posted in Buying a Home, Charlotte Area Info, Credit Tips, Mortgages, Refinance 
1 Comment »
May 16, 2008
Joe and Susan wanted to buy a home in Charlotte. They spoke with a loan officer and began the credit application. Joe had been on his job for just over a year, and Susan almost a year.
John went on to explain that…
Posted in Buying a Home, Mortgages, Refinance No Comments »
May 14, 2008
Mortgage lenders have tightened up on underwriting criteria since the subprime fallout. One area that is increasingly looked at is the documentation of assets.
Asstes play a key role in qualifying for a mortgage loan. In many cases having assets…
Posted in Buying a Home, Mortgage 101, Mortgages, Refinance No Comments »
May 13, 2008I know first had how under paid, under appreciated and under supported teachers are. (My wife is a teacher in North Carolina.) While I can’t solve all the problems in the education system, I can help…
Posted in Buying a Home, Charlotte Area Info, Mortgages, Refinance 2 Comments »
May 10, 2008
When you apply for a mortgage loan, lenders are required to offer a form known as the “Good Faith Estimate.” This form is supposed to provide the borrower with a realistic estimate of the costs…
Posted in Buying a Home, Mortgages, Refinance No Comments »
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