July 1, 2008
It appears that Charlotte NC based Wachovia could no longer handle the negative press. They have officially dropped the Pick A Payment product from their mortgage portfolio. After spending all the time and money in buying…
Posted in Buying a Home, Mortgages, Refinance 
No Comments »
June 18, 2008“But it was only $25.00. Surely that can’t matter that much!” Unfortunately, it did.
Recently a client of mine went from being approved to
buy a home in Charlotte to being denied for a
Charlotte mortgage loan. It…
Posted in Buying a Home, Credit Tips, Mortgages, Refinance No Comments »
June 13, 2008Do a search online for “mortage underwriter” and many of the images you will find are of sharp looking, well dressed individuals that seemingly do not have a care in the world. For example, here is one right off the…
Posted in Buying a Home, Mortgage 101, Mortgages, Refinance No Comments »
June 10, 2008Over the past couple weeks, we have begun to see a steady upward trend in mortgage rates. Last week, rates began to worsen and we have not seen any real relief since.
Posted in Buying a Home, Mortgages, Refinance No Comments »
May 17, 2008
Effective July 14, 2008 FHA mortgage loans will charge new mortgage insurance premiums based on a combination of credit scores and percentage down. Currently all FHA mortgage loans enjoy the same premiums.
Right now, an…
Posted in Buying a Home, Charlotte Area Info, Credit Tips, Mortgages, Refinance 1 Comment »
Disclaimer: The articles, reviews and stories written and published on this website are simply the opinions of Ed Nailor. While Ed Nailor is a mortgage professional, the information posted on this website should not be taken as personal counsel or an endorsement of anything. For mortgage related counsel or advice to be meaningful and effective, one must sit down one on one with a professional to discuss the particulars of their situation. Ed Nailor can not be held liable for any decisions you make as a result of what you might read or infer on this website. Proud supporter of the Right to Free Speech.
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