Lately I have had an influx of mortgage applications from folks with bad credit. In today’s lening environment, I am sorry to say that I am not able to assist these folks at this time.

Lenders have tightened up on their…

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A Credit Tip Concerning FHA Mortgages

Important Notice! You may be hurting your chances to get approved for an FHA mortgage loan!

Any accounts in dispute on your credit report will automatically make your mortgage application with FHA a manual underwrite! This means…

Posted in Buying a Home, Credit Tips, Mortgages, Refinance No Comments »

Question:
I went through bankruptcy back in January and wonder now what chances, if any, I have to get a home. This may be completely fruitless at this time, but I would like to set some stepping stones so that I would know…

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If you have had some credit issues and are on the fence about buying a home, now is the time to act! While there are still lenders willing to look at less than perfect credit and accept minimal downpayments, you need to act now! Forget what the media is selling. The real estate and mortgage market in Charlotte is still attractive and strong! But if you wait until all the “smoke clears” you may be left sitting out in the cold!

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Charlotte Home Loan Dies over $25

“But it was only $25.00. Surely that can’t matter that much!” Unfortunately, it did.

Recently a client of mine went from being approved to
buy a home in Charlotte to being denied for a
Charlotte mortgage loan. It…

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