May 17, 2008
Effective July 14, 2008 FHA mortgage loans will charge new mortgage insurance premiums based on a combination of credit scores and percentage down. Currently all FHA mortgage loans enjoy the same premiums.
Right now, an…
Posted in Buying a Home, Charlotte Area Info, Credit Tips, Mortgages, Refinance 
1 Comment »
May 16, 2008
Joe and Susan wanted to buy a home in Charlotte. They spoke with a loan officer and began the credit application. Joe had been on his job for just over a year, and Susan almost a year.
John went on to explain that…
Posted in Buying a Home, Mortgages, Refinance No Comments »
May 15, 2008
When you consider buying or selling a home in Charlotte, you might contact and interview real estate agents and Realtors to help you. Before you go too far in those conversations, you need to know about a…
Posted in Buying a Home, Selling a Home No Comments »
May 14, 2008
Mortgage lenders have tightened up on underwriting criteria since the subprime fallout. One area that is increasingly looked at is the documentation of assets.
Asstes play a key role in qualifying for a mortgage loan. In many cases…
Posted in Buying a Home, Mortgage 101, Mortgages, Refinance No Comments »
May 13, 2008I know first had how under paid, under appreciated and under supported teachers are. (My wife is a teacher in North Carolina.) While I can’t solve all the problems in the education system, I can…
Posted in Buying a Home, Charlotte Area Info, Mortgages, Refinance 2 Comments »
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