Behind on Payments? Don’t wait!
Posted March 28, 2008
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Little Help Available at Foreclosure
Attention Charlotte area home owners:
If you are behind on your mortgage payments 30, 60 or even 90 days, do not wait to ask for help! Often times as a
mortgage lender in Charlotte, I get calls from homeowners asking if I can help save their homes from foreclosure. In many cases, these homeowners have a good amount of equity they are at risk of losing. But once the notice of foreclosure is issued, it is very difficult to help them.
If you are currently 30 days behind and see that you may get 60 days behind, call me now! Do not wait until you get any further. There are programs out there that can help, and with today’s low Charlotte area mortgage rates you may be able to get a better mortgage program and use the best rates in Charlotte to lower your monthly payments!
Avoiding the issue will not make it go away. Avoiding the collection calls will not make the mortgage company holding your mortgage forget you exist. All this will do to signal to the lender that you don’t want to work with them and that they will need to go forward with foreclosure.
If you have equity in your home and are getting behind on your mortgage, call now as we may be able to structure a better mortgage solution for you. When you begin to get behind, time is of the essence. Don’t wait until the lender serves you with foreclosure papers. Unfortunately, at that point I would need to refer you to a good attorney (which I can do.)
This website provides information on FHA and VA loans, in addition to the hundreds of other conventional and jumbo mortgage loans available. As a mortgage loan officer, Ed has proudly served home owners and home buyers in the Charlotte area (including Concord, Gastonia, Matthews, Monroe, Huntersville and Ft. Mill as well as all of North and South Carolina.)
Apply online for your Charlotte area mortgage loan
or call 704-651-8704 for your free mortgage consultation.
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